Buying a new is probaly the biggest purchase you’ll make in your lifetime. Before you begin looking for a property, you’ll need to explore the various mortgage options available. Not all home loans are the same so, doing your research before moving forward can help you select the most suitable option for your financial situation and possibly keep more money in your pocket at closing.

Be sure to ask about our DOWN PAYMENT ASSISTANCE PROGRAMS  and 1% COMMISSION REBATE PROGRAM*
 

   Here's what we do to assist you with your new home purchase:

• We provide Full Service Buyers Agent Representative services
• We help you get pre-approved for a mortgage using down payment assistance or standard financing.
• We prepare a detailed list of all available homes that meet your unique criteria
• We contact listing agents of properties you want more information on and to set viewing appointments
• We meet you at properties you select to see and discussing their merits/drawbacks
• We provide current research on homes that are comparable to the home you choose to determine an offer price
• We work with you to determine the price and terms for your offer – presenting your offer to the listing agent
• We negotiate on your behalf to reach a price and terms that work for you and are acceptable to the seller
• We arrange for a property inspection and meeting with the inspector
• We explain the inspector’s findings to you and arranging for repair estimates and additional inspections if needed
• We negotiate with the listing agent/seller for repair or other credits when warranted and appropriate
• We meeting with an appraiser and a surveyor when needed
• We coordinate required paperwork between the buyer and seller, buyer and mortgage company, buyer and title company, and so on, to help the transaction close smoothly.

*When you buy a home through us you will receive a rebate of 1%. Typically sellers offer a buyer’s agent commission of 2.5% – 3.0% of the purchase price. What makes us different is we then provide a commission refund of 1% back to you the buyer. We provide expert guidance throughout the search process as well as provide you a list of homes based on your criteria Once we find you a home you would like to purchase, we take over from there and do everything a full-commission agent does, and MORE! A Buyer Representation Agreement must be signed. All rebates are credited on the HUD-1 at closing with minimum purchase price of $100,000. All clients that are referred to us by another broker/agent and/or relocation company requesting a referral fee will not be able to participate in the rebate program. All additional monies paid to us, over and above the Buyer’s Agent commission, are the sole property of us and will not be rebated back to the client. Foreclosures and short sales are not included in the rebate program. Our rebate program is only available in CA where permitted under law and must be an approved practice by all financial parties involved. Please contact an attorney or accountant for legal and financial matters. There may be tax ramifications when participating in the rebate program. Our rebate program is subject to conditions, limitations, exclusions, modifications, and/or discontinuation without notice.